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Trusted Life Insurance to Secure Your Assets

Protect Your Estate Plan with Reliable Life Insurance

Life insurance provides immediate payment to your trust, so it can handle taxes, debts, and final costs without delay. Keep your assets in place so your family can plan ahead with ease.
Here is how our insurance plan can help you:

Contact us

We’re here to help you make sure your life insurance and estate plan work hand-in-hand.

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    Meet Isha

    Your Life-Insurance & Estate-Planning Attorney

    Whether you’re just starting a family, building wealth, or preparing for retirement, Isha understands how much you care about your loved ones’ future. She’ll walk you through using life insurance to give your estate plan the cash it needs, in clear and simple steps. 

    A Simple, Caring Process

    The entire process of funding your estate plan with life insurance consists of 4 clear steps:

    1. Intake Call

    Share your goals and current policy details so we know where to start.

    2. Policy Review Session

    We review your needs and go over the right insurance options.

    3. Policy Setup

    We work with agent to name your trust as beneficiary and fund premiums.

    4. Ongoing Reviews

    As your life or tax laws change, we update your plan so it always fits.

    Why Families Choose Our Plan

    Life can be unpredictable. Life insurance makes sure your loved ones have the funds they need, no matter what comes next. Here’s what our approach delivers:

    Immediate liquidity for family

    Cash on hand to cover bills and everyday needs right away.

    Pay off debts and loans

    Settle mortgages, student loans, and other obligations without hassle.

    Cover funeral final expenses

    Eliminate the financial burden of end-of-life costs.

    Replace lost income

    Keep your household running smoothly if you’re no longer there.

    Protect your business

    Ensure operations and key personnel are secure after an untimely passing.

    Preserve your legacy

    Leave behind charitable gifts or education funds exactly as you intend.

    What We Include in Every Insurance Plan

    Depending on your needs, your plan may include one or more of the following:

    Trust Beneficiary Setup: Name your trust as the policy beneficiary to keep proceeds out of probate and deliver funds directly to your loved ones.
    Directed Distributions: Specify when and how funds are paid out—age milestones, education, care needs.
    Minor & Special-Needs Protection: Build in instructions so children or vulnerable heirs receive support safely.
    Creditor & Lawsuit Shielding: Keep death benefits out of reach from creditors or legal claims.
    Tax-Smart Drafting: Structure to avoid unintended gift or estate-tax consequences.
    Lifetime Insurability Planning: Secure coverage early, while premiums are lower and health issues haven’t arisen.

    Who We Help?

    Parents of young children

    Seniors and retirees

    Newly Weds

    Business owners

    Blended families

    Who We Help?

    Newly Weds

    Empty Nesters

    New parents

    Seniors and elderly parents

    Blended families

    Our Testimonials

    What Our Clients Say About Us

    Complete Trust Protection

    Ready to Make Sure Your Plan Covers Everything?

    At the Law Office of Ishajeet K. Singh, APC, we help clients design estate plans that provide real protection—not just paperwork. If you have a life insurance policy or are considering one, let’s make sure it aligns with your trust and broader goals. A few simple updates today can make all the difference tomorrow.

    Frequently Asked Questions

    Why include life insurance in my estate plan?

    It ensures your estate has cash on hand to cover taxes, debts, and final expenses, so heirs aren’t forced to sell property or wait on probate.

    What’s the benefit of naming a trust as a beneficiary?

    Proceeds flow directly into your trust, avoiding probate and letting you control when and how funds are distributed.

    Can I list family members instead of a trust?

    You could, but payments to minors or heirs in divorce or bankruptcy can get tied up in court. A trust avoids those delays and challenges.

    When is the best time to buy life insurance for planning?

    Early—while you’re young and healthy—so you lock in lower premiums and guaranteed coverage for your plan.

    How do you set up an insurance-funded plan?

    We help you create an Irrevocable Life Insurance Trust, coordinate with your agent on beneficiary designations, and draft tax-smart documents to make sure proceeds land exactly where you intend.

    About Us

    We began its journey in 2012 with the mission of making legal reporting more accurate, transparent and accessible to common man. We made up of more than 10,000 lawyers who practice law in the province and approximately 500

    Contact Us
    121 King St, Melbourne VIC 3000, Australia.
    59 Main Street, USA